VA LOAN

This video has been provided by the U.S. Department of Veterans Affairs

Unlocking Homeownership With Your VA Loan Benefits and The Marching 2 More Real Estate Team

The VA home loan is a mortgage program exclusively available to eligible veterans, active-duty service members, and certain surviving spouses, guaranteed by the U.S. Department of Veterans Affairs. Its primary purpose is to help veterans and their families purchase homes with favorable terms and conditions.

Three exclusive benefits of the VA home loan include:

1. 1.No Down Payment

   Unlike conventional loans that typically require a down payment of 10–20%, VA loans often require no down payment, making homeownership more accessible to veterans and their families.

2. 2.Lower Interest Rates

   VA loans often offer lower interest rates compared to conventional mortgages, potentially saving borrowers thousands of dollars over the life of the loan.

3. 3.No Private Mortgage Insurance (PMI)

   VA loans do not require borrowers to pay private mortgage insurance, which is usually required on conventional loans when you put down less than 20%. That can mean a lower monthly payment and more of your budget going toward the home itself.

The Marching 2 More Real Estate Team is proud to support military families with clear guidance and steady advocacy—aligned with the spirit of the VA home loan program. By helping you access these benefits, we work to empower veterans and their families on the path to homeownership, with greater security, stability, and confidence in Hampton Roads and beyond.